Overview

Accurately calculate your Equated Monthly Installments (EMI) for home loans, car loans, personal loans, or education loans. View immediate calculations for total interest payable and the overall cost of your loan, and generate a fully customized monthly or annual amortization schedule mapping out your principal vs interest repayments.

How to Use

  1. 1 Enter the total loan principal amount.
  2. 2 Specify the annual interest rate percentage and the tenure of your loan in years.
  3. 3 Include any upfront processing fees or administrative charges to evaluate the absolute cost of the loan.
  4. 4 Optionally select a start month and year to view a structured payment calendar schedule.

Why Choose TriverseHub?

  • Auxiliary Fee Integration: Factoring in one-off processing fees and charges gives you a highly accurate "Cost of Loan" calculation.
  • Amortization Breakdown: View exactly how much of each payment goes toward the principal versus interest month by month.
  • PDF & Excel Exports: Download and save the entire amortization table with a single click for financial records.
  • Interactive Charts: Visualize the loan breakdown ratios and check your interest percentages instantly.